Wednesday, May 20, 2009

Credit Card Slayer


Well, this last weekend we went to the Dave Ramsey seminar at the E Center in West Valley. It was really good. My dad wants us all to learn how to manage finances well and stay out of debt; so, last Christmas he got us all Dave's book Total Money Makeover and gave us all tickets to his seminar (which took place last Saturday).

I liked it a lot, he explained a series of steps that we need to take to get out of debt (and avoid any more of it), have enough money for emergencies, start a college fund, and build wealth. It was all very practical advice and didn't involve any crazy financial antics. The whole idea is not to buy something if you don't have the money for it...quite a novel idea.

It was a pretty fantastic Christmas present. Ciara and I are taking the challenge and are going to get rid of all our debt. Even though there's not all that much of it, it's something we can do without.

Anyway, check out the Dave Ramsey website (http://www.daveramsey.com). He's got a lot of good stuff on there. Nothing crazy either; just good sound advice.

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